Loss chain: multiply or add?

Enter the loss percentages from a yield report. Pick the basis the report uses. Decimal commas and thousands separators such as 176,634 are accepted. Presets are the page's worked example (percentages rounded to 2 decimals).

Stage (loss, %)Loss %Energy after (kWh)
-Energy to the grid, chained (kWh)
-Total loss, chained (% of start)
-Sum of the stage percentages
-Adding overstates the loss by (points)
-Energy if you added the percentages (kWh)
-Performance ratio (needs kWp and sunlight)